How to open opay account : The 2 Easiest Ways

A complete guide on how to open opay account Opay is a long-established Nigerian internet bank. Opay is one of the most convenient and easy-to-use platforms for paying bills, shopping online, and transferring money.

OPay Digital Services Limited, like many others, allows potential users to open accounts with confirmed IDs. Some of these include the name, Bank Verification Number (BVN), and other personal information. In in any case, here’s a step-by-step guide to opening an OPay account and receiving a confirmed account number that can be used to carry out transactions and save money, among other things.

What is Opay

Opay, a mobile payment and financial services platform founded in 2018, provides a variety of services such as mobile payments, money transfers, bill payments, and the opportunity to purchase airtime and data bundles. It also provides ride-hailing services, food delivery, and a financing platform.

Opay’s services are primarily available via its mobile app. The platform’s success in Nigeria results from its ease of use, affordable pricing, and wide choice of services.

How to open opay account

Advantages of the Opay App 

Opay provides several kinds of benefits. including:

  • Swift Transactions: Opay transactions are carried out swiftly, and users often complete the process in seconds, much quicker than usual banking procedures.
  • Efficiency: Opay permits customers to do multiple financial transactions on their mobile devices, giving it a more convenient alternative to traditional banking procedures.
  • Several kinds of services: Opay provides various kinds of financial services, such as mobile money transfers, bill payments, airtime purchases, and more. This makes it a flexible platform that may be utilized for a variety of financial purposes.
  • Safety: Opay provides several layers of protection to safeguard users’ transactions and personal information. Transactions are protected by encryption and biometric authentication, which reduces the risk of fraud.
  • Affordable Cost: Opay charges low or no fees for transactions, making it a cheap option for users.


Registration Requirements 

  1. Before downloading the App, an aspiring OPay account customer must meet the following requirements:
  2. A Valid Identification Card: An International Passport, Driver’s License, National ID Card, or Voter’s Card are all acceptable forms of legitimate identification.
  3. Users’ Personal Details: This need is necessary to comply with the KYC (Know Your Customer) laws, which require the customer’s name, date of birth, nationality, occupation, phone number, and address.
  • Phone number
  • Email Address
  • provide a close-up selfie of the customer.
  • (Optional) Bank Verification Number (BVN).

How to open opay account

How to open opay account 

There are two process to creating an opay account, which is listed below.

1: via the Opay app

2: via USSD code

How to open opay account via The app 

To get started with Opay, you must first establish an account. Here’s a step-by-step Guide to opening an Opay account with your phone:

  • Download and install the Opay application: Open the Google Playstore app on your phone. From the search icon at the top of the screen, type in and search for Opay. Download and install the Opay App to your phone.
  • Provide your personal information: The next step is to provide personal information. On the Opay registration form, you must provide your name, phone number, email address, and set a password.

NOTE Use 9068610922 as your referral code to receive a N1200 signup bonus. Also, ensure that you give accurate information, as this will be used to verify your account.

  • Verify your account: After you enter your personal information, you will receive a verification code via SMS. To verify your account, enter the code in the supplied field. If you do not receive the verification code immediately, you can request that it be delivered again.
  • Set up your Opay wallet: After authenticating your account, You will be prompted to generate a six-digit PIN that will be used to authorize transactions on the site. Make careful to use a strong PIN that you can easily remember.
  • Add funds to your account: After you’ve created your Opay wallet, you’ll need to fund it. You can do this by linking your bank account or making a deposit with your debit card.
  • Start using your Opay account: You can now use your Opay account to conduct transactions. The platform allows you to pay bills, purchase online, transfer money, and undertake a variety of other activities.

How to open opay account

How to open opay account via USSD code

You can use the Opay USSD code to create, sign up, register, or establish a new account. This can be done by following the step-by-step instructions provided below.

  • Simply dial *955#.
  • Select the “Register” option.
  • provide your first name.
  • P enter your last name.
  • Enter the pin you want to use for Opay.
  • Re-type your pin.

How to open  opay account without phone number?

NO, you cant open an opay account without your phone number. your phone number serves as your account number when you remove the first zero (0)


Opay Tier. Stages and There Verification 

  • Opay Tier one(level 1): This stage involves you just setting up your account with just your NIN, Number and fre personal information. Which it transactions limit is 50,000 daily and 300,000 account limit
  • Opay Tier Two (level 2): This stage involves you completing your verification with your BVN (Bank Verification Number) there by becoming a Devoted user on Opay. Which its transactions limit is 200,000 daily with a 500,000 account limit.
  • Opay Tier Three (level 3): Lastly this is the finally verification stage which involves you providing your address/proof of address. To prove your location. Which it’s transactions limit is 5,000,000 and an unlimited account limit .

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