Opay USSD CODE For Transactions 2024: The Complete Guide

Introducing Opay USSD Code, The Opay app’s user-friendly design allows clients to easily transfer money, buy airtime and data, pay bills, and carry out all financial transactions. However, knowing the USSD code for Opay might make all of those transactions much easier and faster, as you don’t even need a data connection or The opay app to complete them.

With a mobile device, consumers can send money, pay bills, and purchase packages with a few taps – The Opay app is a popular digital wallet in Nigeria due to its quickness and ease of use.


This article will give you a complete list of Opay USSD codes as well as guide you through how to complete procedure financial transactions securely and effectively without an internet connection. We will also demonstrate how to utilize the Opay USSD code to make basic transactions from your Opay account. Are you ready to learn all of that and more? Then let’s get right in.

The Opay USSD code

OPay’s USSD code is *955#. Customers may use this unique USSD number to complete financial transactions like as money transfers, airtime/data purchases, withdrawals, account creation, and account funding straight from their phones, without the requirement for internet connectivity or the Opay mobile app. To use the Opay USSD code, you’ll need an Opay account and the phone number or SIM linked with it. The code is accessible with Airtel, MTN, and 9Mobile networks in Nigeria, but not with Glo.

Opay USSDCode


Opay USSD Code for Transfer 

To send funds with Opay, you would have to  enter the recipient’s account or phone number, the amount to be transferred, and your Opay PIN.  But in order to make things easier using it’sCode *955# , here’s how to transfer money on Opay using a USSD code.

  • Open the phone app on your mobile device and dial *955#.
  • Select the option for “Transfer”.
  • Choose “1” for Opay or “2” to transfer to other banks.
  • If you are not using Opay, select the bank to which you wish to transfer money.
  • Enter the recipient’s account or phone number.
  • Enter the amount you wish to transfer.
  • Next, enter your Opay PIN to approve the transaction.

Opay USSD Code for Airtime Purchase 

To purchase airtime for your number or for another number with the Opay USSD code, follow these steps:

  1. Dial *955#Choose the “Airtime/Data” option.
  2. Enter the mobile number you want to recharge, followed by the airtime amount.
  3. To recharge ₦500 to 0901234567, dial 9553500*0901234567#.

Opay USSD Code for Data Purchase 

To purchase data from Opay using USSD code, call *955#, pick “Data”, select the quantity of data, enter the phone number, and enter your PIN.  Here’s the typical form for buying data on Opay using USSD.

  • Simply dial *955#.Choose the “Data” option.
  • Enter your phone number to recharge.
  • Select the quantity of data you wish to recharge.
  • Next, enter your Opay pin to complete the payment.

Opay USSD Code for Bet Funding 

You can deposit money into your betting platform in minutes by entering the Opay USSD code. To fund your betting account:

  • Dail *955# from your registered cellphone number.
  • Choose option 3: “Betting & Electricity”.
  • Select option 1: “Fund Betting Account”.
  • Choose your betting platform from the list (such as Bet9ja, 1xBet, etc.).
  • Enter the amount you wish to deposit.
  • Enter your Opay PIN to authorize the transaction.
  • When the funds arrive in your betting account, you will be notified by SMS.


Opay USSD Code for Withdrawal 

To withdraw from Opay usin

g USSD, simply follow the instructions outlined below.

  • Simply dial *955#.
  • Select the option to go to the next page.
  • Now choose the “Withdraw” option.
  • Enter the Opay POS agent’s phone number.
  • Enter the amount that you wish to withdraw.
  • Then input your pin to make a withdrawal.


Opay USSD Code for Electricity Bill payment/ Token purchase 

Here are the exact instructions for paying power bills using the Opay USSD code:

  • Dial *955# from your registered cellphone number.
  • Choose option 3: “Betting & Electricity”.
  • Select option 2: “Pay Electricity Bill”.
  • You will be asked to submit your power supplier, account number, and meter serial/ID number.
  • Enter the needed information when asked.
  • Confirm payment amount and provider information.
  • Enter your Opay PIN to authorize the transaction.
  • When the payment is successful, you will receive an SMS message as well as your token.

Opay USSDCode

Opay USSD Code for Balance Enquiry 

To check your Account Balance using the USSDCODE without mobile data. Follow these steps to check your Opay balance for free at any time and from any location:

  1. Dial *955# from your phone.
  2. Choose the fourth option, “Check Balance” from the menu.
  3. Alternatively, to check your balance, call *955*4# directly.
  4. Enter your Opay PIN when requested.
  5. Your current Opay wallet balance will be shown instantaneously on your phone’s screen for free.


Opay USSD Code for Jamb E-pin

The Opay USSD code can also be used to acquire an e-pin for the jamb and other exams. Which can be done by following the easy procedures listed below.

  1. Simply dial *955#.
  2. To proceed to the subsequent page, select the “Next” option.
  3. Choose the E-pin option.
  4. Select the type of examination.
  5. Confirm the amount it is worth and enter your Opay pin to pay.

Opay USSD Code for Account Funding

Here are the methods for adding money to your Opay account using the USSD code:

  • Dial *955# from your phone.
  • Choose the “Funding” option.
  • Choose whether you wish to fund your account via bank transfer, card payment, or cash deposit at an agent location.
  • You will need to provide your account details, such as account number and amount of money, via bank transfer.
  • For card payments, provide your card information and the amount.
  • After entering the payment information, enter your Opay PIN for verification.
  • You will receive a confirmation message after the funding is completed.

The money will be shown in your Opay wallet balance immediately or in a few minutes, depending on the payment method.


USSD code for Creating an account on Opay 

The USSD code for Opay may also be used to create an Opay account , sign up, register, or establish a new Opay account.

This can be done by simply following the step-by-step instructions below.

  • Simply dial *955#.

  • Choose the “Register” option.
  • Enter your first name.
  • Enter your last name.
  • Enter your selected pin to use for Opay.
  • Retype your pin.

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